probably may have heard of how a dude, Azeez Morofu, was manhandled by a mob at
Ibadan and handed over to the police at Iyaganku Police Station. His offence? He
withdrew money from an Automated Teller Machine (ATM) without a debit card.
Yes, and…wait, he was wearing a dirty pair of jean trousers!
surprising twist to the incident was that the Police who should know, did not
know that technology has now made it possible for an individual to choose
either to use their debit card or not when making withdrawals.
technology came into existence about two years ago or so, in the US when Wells
Fargo Bank announced that customers could now withdraw money from ATM without
using a debit card. The new technology allowed smartphone-toting customers to
withdraw money at all of its 13,000 ATMs without inserting their debit card.
Customers then were required to input a code and their ATM PIN number to access
cardless cash allows you to withdraw money from an ATM without using your debit
card. Instead, you can opt to receive a unique code from your bank to your
phone (either by text message or within your mobile banking app) that you can
then use at an eligible ATM to verify your cash withdrawal.
technology arrived in Nigeria much later in 2017, though it is still relatively
we move to join the rest of the world in the emerging technological
dispensation, our police must also be educated so as to teach them not to
embarrass themselves the next time someone makes a cardless withdrawal at an
Now here’s how it works:
To Setup Gtbank Cardless Withdrawal Using the USSD Code
Click the option that states cardless withdrawal.
Enter the amount you want to withdraw, and click the OK button.
Enter the last 4 digit of your GTbank ATM card.
Dial *903# from your phone and select “Withdraw Money” option.
“ATM Withdrawal” option.
Enter the Amount and validate the transaction with your PIN.
You will receive a transaction code for successful withdrawal.
Keep the code and visit any of our nearest ATM.
Press ‘0’ to perform a cardless withdrawal.
Dial *919*30*Amount and follow the onscreen instructions.
Go to the nearest UBA branch and use the ATM.
On the ATM screen, select “Paycode Cashout”
Enter the amount then select OK.
Your transaction will be verified and your cash dispensed.
hope this article has helped you with additional knowledge. If so, use it for